Retirement Income Stream

At TelstraSuper we offer a range of investment options that allow you to take control of your Retirement Income Stream.

Lifestyle Investments

The Lifestyle options are diversified investments which are designed to produce a higher level of income and help manage retirement risks such as drawing down on your savings during a market downturn. Lifestyle investment options offer an optional Cash Allocation feature, which can help provide investment flexibility by allocating some of your selected Lifestyle investment option(s) to the Cash investment option each month

Diversified or single asset options

Options either invested in a mix of asset classes or single asset class.

Direct Access

This option offers you the ability to invest your super directly in companies listed in the ASX300, a range of selected Exchange-Traded Funds (ETFs), and term deposits.

For more information on the investment options available to you, click on the links above to see individual investment options, or download the Product Disclosure Statement.

If one of our investment options does not quite fit your circumstances, or appetite for risk and return, you can select a mix of any of the options we offer. This allows you to tailor your investment strategy to your needs.

Lifetime Pension – invest in a guaranteed income for life * 

Our lifetime pension is an annuity-style product that can provide you with a guaranteed, regular and tax-free income payment in retirement – for your lifetime and your spouse’s lifetime, in exchange for a lump sum purchase price.

Our RetireAccess Lifetime Pension offers you protection against market volatility (except for the Market-linked option) and secures you from outliving your retirement savings. 

Learn more 

Not sure which option’s right for you?

You can get simple advice about where you should invest (excluding the Direct Access option) over the phone. An adviser from TelstraSuper Financial Planning can provide you with general and simple personal advice† at no additional cost as it is included in your TelstraSuper membership. To discuss your investment options, call TelstraSuper Financial Planning on 1300 033 166 or use our online form.

Online contact form
† Simple personal advice is advice about contributions, investment options and insurance cover within your TelstraSuper account.
*The benefits provided by RetireAccess Lifetime Pension are supported by a life insurance policy issued to Telstra Super Pty Ltd, the trustee of TelstraSuper (“Trustee”) by Challenger Life Company Limited (ABN 44 072 486 938) (AFSL 234670) (“Challenger”). The Trustee, as issuer of the RetireAccess Lifetime Pension product, does not provide any guarantee in respect of the product. The guarantee is provided by Challenger Life under the life policy issued to the Trustee. The Trustee relies wholly on Challenger Life to pay your pension and will not pay your pension under a RetireAccess Lifetime Pension if Challenger Life is unable to.